What is disability

David Anaise MD
1001 W San Martin Dr.
Tucson AZ 85704
520-628-7777
Fax 520-844-1452
The definition of disability under Social Security is different than other
programs. Social Security pays only for total disability. No benefits are
payable for partial disability or for short-term disability.
Disability under Social Security is based on your inability to work. SSA
considers you disabled under Social Security rules if you cannot do work that
you did before and you cannot adjust to other work because of your medical
condition(s). Your disability must also last or be expected to last for at least
one year or to result in death.
This is a strict definition of disability. Social Security program rules assume
that working families have access to other resources to provide support during
periods of short-term disabilities, including workers' compensation, insurance,
savings and investments.
To decide whether you are disabled, SSA uses a step-by-step process involving
five questions.
They are:
1. Are you working?
If you are working in 2005 and your earnings average more than $830 a month,
you generally cannot be considered disabled. If you are not working, SSA goes to
Step 2.
2. Is your condition "severe"?
Your condition must interfere with basic work-related activities for your
claim to be considered. If it does not, SSA will find that you are not disabled.
If your condition does interfere with basic work-related activities, SSA goes to
the next step:
3. Is your condition found in the list of disabling conditions?
For each of the major body systems, SSA maintains a list of medical
conditions that are so severe they automatically mean that you are disabled. If
your condition is not on the list, SSA has to decide if it is of equal severity
to a medical condition that is on the list. If it is, SSA will find that you are
disabled. If it is not, SSA then goes to Step 4.
4. Can you do the work you did previously?
If your condition is severe but not at the same or equal level of severity
as a medical condition on the list, then SSA must determine if it interferes
with your ability to do the work you did previously. If it does not, your claim
will be denied. If it does, SSA proceeds to Step 5.
5. Can you do any other type of work?
If you cannot do the work you did in the past, SSA sees if you are able to
adjust to other work. SSA consider your medical conditions and your age,
education, past work experience and any transferable skills you may have. If you
cannot adjust to other work, your claim will be approved. If you can adjust to
other work, your claim will be denied.